Are you starting to think about purchasing a home, and don't know what questions to ask your lender? Here are 6 questions I would ask:
1. What is the Best Type of Loan for Me and Why?
There are many different loan options. Some even offer 0% down payment!
2. Do I Qualify for Any Special Loan Programs or Discounts?
There are some good options for borrowers who have little available savings.
3. What Interest Rate Can You Offer?
Different loan types offer different rates; don't listen to the news. This is not a one-size-fits-all.
4. When Can You Lock in My Rate?
Mortgage rates change daily, sometimes hourly.
5. What Fees Will I Need to Pay You?
There are many options, from rolling fees into your mortgage to a gift from a family member.
6. What Will My Closing Costs Be?
Closing costs differ for each property, but a lender can estimate those costs for you!
Ready to speak with a lender? Let's chat, and I will get you in front of the right lender!
